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Yes. Less-than-perfect credit† will not necessarily prevent you from qualifying for a Payday Loan. Even if you have been turned down by other lenders in the past, we may be able to assist you in obtaining a convenient credit option that fits your needs.
You will receive an email notification once your application has been approved. The lenders reserve the right to make adjustments to your approval until the time you receive the funds in your bank account based on new information regarding your application.
If your application is approved by 9pm CT Monday through Thursday, you will generally receive your funds from the lender by the next business day.* If your application is approved between 9pm CT Thursday and 7pm CT Sunday, you will receive your funds from the lender on Monday, unless it is a bank holiday.
The exact time of funding depends on when your bank will post ACH (Automated Clearing House) credits to your bank account. If you expect to receive funds on a certain day, but do not see the funds in your bank account, you should contact your bank's ACH department. They should be able to tell you when the funds will become available. View the Loan Funding Schedule for more information on funding times.
There are some instances where proof-of-income is required prior to your application being approved, including:
Proof-of-income may include a government benefits award letter or a recent bank statement displaying regular deposits
Your first Payday loan is based upon the information you provide in your original application and the laws of your state. After successful loan repayment, we may increase your loan amount on future loans.
Please rest assure that our lenders are state licensed. The loan fee is the fee we charge you for borrowing a loan and is specific to your state of residence.
Your due date will normally fall on your next pay date, which is between eight and 35 days away. Each state has different rules and regulations
No Problem! Just Contact The Lender's Customer Service Team if you want to repay your loan early. If you repay early, you may be refunded part of your loan fee.
If you can't repay the full amount of your loan on the due date, you may have the option (based on your state) to request a loan extension.
*onlinepaydaloansvip.com is an affiliate of cashnetusa
onlinepaydayloansvip.com is not a direct lender, therefore we cannot guarantee approvals or denials on any loan products.